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Proven Business Model

  • Purchasing RISCs in a controlled manner to optimize growth while minimizing risk;
  • A strong commitment to and maintenance of underwriting and aggressive collection procedures;
  • Maximization of value of repossessed collateral;
  • Maintaining a solid relationship with organizations, such as Zinc Auto Finance, Inc., that have deep relationships with franchise and non-franchised independent used car dealers throughout carefully selected regions in the United States;
  • Development and refinement of information technology (IT) capabilities to monitor and service RISCs, including GPS and starter interrupt technology;